Smart Loans. Trusted Investments. Financial Freedom.

Exceptional Investment and Loans provides fast, secure, and accessible loan solutions to individuals and businesses across Ghana—powered by integrity, innovation, and trust.

Apply for a Loan Speak to Us

About Exceptional Investment and Loans

Exceptional Investment and Loans is a licensed Ghanaian financial services company dedicated to empowering individuals, salary workers, entrepreneurs, and businesses with accessible loans and financial solutions. The company operates with strict compliance, transparency, and customer-first principles.

Our Financial Services

Comprehensive loan solutions tailored to your unique financial needs

💰

Salary Loans

Quick access to funds based on your monthly salary with flexible repayment options.

Fast approval within 24 hours
Up to 3 months repayment
15% interest rate
No hidden charges

👤

Personal Loans

Flexible personal financing for your immediate and long-term needs.

Medical emergencies
Home improvements
Education expenses
Special occasions

🏢

Business Loans

Empower your business with working capital and growth financing.

Equipment purchase
Inventory financing
Business expansion
Cash flow support

🚨

Emergency Loans

Immediate financial assistance when you need it most.

Same-day approval
Minimal documentation
Quick disbursement
Flexible terms

⏱️

Short-Term Credit

Quick short-term financing solutions for temporary cash flow needs.

1-3 month terms
Simple application
Fast processing
Transparent terms

📈

Financial Advisory

Expert investment and financial planning guidance for your future.

Investment planning
Wealth management
Financial education
Portfolio review

Leadership

Richard Lartey

Founder & Chief Executive Officer

Richard Lartey is a disciplined, visionary, and industrious financial entrepreneur committed to building a trusted financial institution that improves lives and promotes economic growth. Known for integrity, professionalism, and strong leadership, Richard believes in responsible lending, financial inclusion, and long-term value creation.

Committed to Excellence Through:

Ethical financial practices
Customer trust and transparency
Innovation through digital finance
Building a multi-million-dollar financial institution with strong governance

Contact CEO Directly

Email: larteyr08official@gmail.com

Phone: +233 54 671 4708

What Our Clients Say

Real stories from satisfied customers across Ghana

👨‍💼

★★★★★

"Exceptional Investment and Loans helped me expand my business when I needed it most. The process was quick, transparent, and professional. Highly recommended!"

Kwame Mensah

Business Owner, Accra

👩‍💼

★★★★★

"I got approved for my salary loan within 24 hours. The team was supportive and the terms were clear. This company truly cares about their clients."

Ama Serwaa

Teacher, Kumasi

👨‍💻

★★★★★

"Professional service from start to finish. They explained everything clearly and made the loan process stress-free. I'm grateful for their support."

Kofi Asante

Entrepreneur, Takoradi

Frequently Asked Questions

Get answers to common questions about our loan services

You'll need a valid ID (Ghana Card, Voter ID, Passport, or Driver's License), current payslip, passport photo, and guarantor information with their documentation.

Most applications are processed within 24 hours. Emergency loans can be approved same-day depending on documentation completeness.

We charge a flat 15% interest rate on all loan amounts, regardless of the size or duration of the loan (1-3 months).

Loan amounts vary based on your salary and creditworthiness. We offer loans from GHS 1,000 to GHS 50,000 with flexible repayment terms.

Yes, all loan applications require a guarantor who must be employed and willing to provide their documentation and signature.

We offer flexible repayment options including cash payments, bank transfers, and Mobile Money (MoMo) for your convenience.

Get In Touch

Ready to take the next step? Contact us today and let's discuss your financial needs.

📞 Phone

+233 54 671 4708

📧 Email

larteyr08official@gmail.com

📍 Location

Accra, Ghana

Serving all regions